The Low Down and No Down Mortgage Loans For Qualified Buyers

A low down payment of 3.5% of the purchase price for buyers purchasing properties that fall within the qualification for FHA financing—most single family homes qualify, and some condo/townhouse projects do also. There are also no down payment loans for properties that fall within the USDA rural guidelines.

For those who have served our country in the military, there is, of course, the VA financing option requiring no down payment on just about any single family residence and select condo/townhouse projects. In Hawaii, the loan amount can be as much as $741,250. Kapolei is one of the nicer neighborhoods on Oahu to buy a single family home in the VA approved price range.

Here are 4 homes that are currently for sale in Kapolei:

This Kanio St. 3 bedroom 2.5 bathroom home (MLS# 1101059) is listed for $453,900

Here is a 3 bedroom, 2 bathroom Wahane St. home (MLS# 1011603) listed at $545K

Another Wahane St. 4 bedroom, 2.5 bathroom home (MLS# 1100331) listed at $560K

Makahaiaku St. 4 bedroom 2.5 bathroom home (MLS# 1100346) listed at $565K

Here are some condo/town house properties that are VA approved and a couple of them are also FHA approved:

Pearl City 2 bedroom, 2 bathroom town home (MLS# 1013936) listed at $390K is FHA and VA approved

Salt Lake 2 bedroom, 2 bathroom condo (MLS# 1102004) listed at $280K is VA approved

Ewa Beach 2 bedroom, 1.5 bathroom town home (MLS# 1101710) listed at $310K is VA, USDA Rural and FHA approved

Waikiki 1 bedroom, 1 bathroom condo (MLS# 1009394) listed at $399,900 is VA approved

If you are interested in purchasing these, or any other properties contact me.