Hawaii Military Life – 2019 Oahu BAH and VA Loan Limit Increased!

Just announced, Department of Defense officials have released housing allowance figures for 2019 raising BAH by 2.5%!

Intended to cover 95% of housing costs, active service members will get the much-needed boost effective January of next year.

Basic Housing Allowance

Updated Honolulu County (Oahu) BAH allowance with dependents:

• E-5 – $3,039/mo
• E-6 – $3,105/mo
• E-7 – $3,276/mo
• O-3 – $3,582/mo
• O-4 – $3,798/mo
• O-5 – $3,948/mo

Other Rank/Grade BAH allowance amounts can be found via DoD BAH Calculator.

Ewa Beach, Oahu townhouse

2019 VA Loan Limit Increased!

In conjunction with 2019’s BAH improvement, the Honolulu County (Oahu) VA loan limit has also increased from $721,050 to $726,525. This means the maximum amount of mortgage the VA will keep at 0% down payment (no down payment required)  for VA loan consumers is now $726,525. Any amount greater than that will require a small downpayment of 25% of the difference from the purchase price and VA loan limit of $726,525.

Have a real estate or VA loan question? Don’t hesitate to reach out to our Hawaii Life Military Specialized Team & Hawaii VA Loans Officer, Brad Vilgos for expert guidance!