Becoming a Home Owner & Where to Start

How do you prepare for something as monumental as becoming a homeowner for the first time?

At any point in your life, it’s a daunting thought that requires months, if not years, of time and preparation. There’s a checklist that seems to only grow longer as you work your way through such an event. You have to make sure you’ve budgeted properly, that you’re prepared to handle some unexpected hurdles and most importantly, that you find a property you love. Through the ups and downs, always know that a great risk can turn into an even greater reward.

Why Buy a Home?

At some point in our lives, most of us were either living in a childhood home or staying rent-free with friends. It’s easy, so why leave it? Buying a home seems so arduous, so why attempt it? I’m here to tell you it’s a lot more attainable than you think. In early 2018 at the age of 22, I bought my first home in Ewa Beach, Oahu. With the right help and some solid planning, you can become a homeowner too.

How to Get Started?

The week after graduating high school in Colorado, I moved to Hawaii with my parents to help run our family business. I lived at home and was fortunate enough to have very little expenses. I walked to work 5 days a week working 8 hour days for almost 4 years, saving every penny I could in the process. I was able to amass enough for a down payment on a townhouse in that timeframe and moved into it the day after my 22nd birthday. By surrounding myself with experienced professionals at Hawaii Life Real Estate Brokers and was able to have a much easier than expected home buying experience. They helped me every step of the way from getting financing to finding a home I wanted to call my own.

You don’t have to do it the way I did, there are countless different ways for you to afford to do it. You can create some extra income by planning to rent out extra rooms if you have them, joining a tenancy with a family member or friend, and using your VA eligibility if you’re active or retired military. I didn’t have a clue in the world of where to begin until I started talking to my agent at Hawaii Life. Sometimes reaching out to someone and saying, “I don’t know” can be your first step.

Want to Know More?

I enjoyed my time buying a home with Hawaii Life so much so that I decided I needed to work for this company! I want to show people who dream of owning their own home that if I did it, you can do it too. Give me a call and let me help you take the first step in this exciting journey!